A payment service provider, or PSP, allows you to take credit and debit card payments through your website, EPOS, call-centre or other application. It connects your application to your merchant account and can provide additional services such as fraud screening and reporting.
The PSP processes payments and provides a vital connection between your merchant bank account and your e-commerce website or other front-end application. Using a PSP in connection with a merchant account can be a much faster way to obtain collected revenues in comparison with third-party services which may hold onto your money for longer.
To use a PSP you will. Your bank is able to provide you with this type of account. They will want to know about your trading history, the nature of your online business and the steps you will take to prevent fraud.
Often your bank will persuade you to use services bundled with your merchant account, but this is not always the best value solution for your business. By moving your online payment service provider away from your bank, you could make a large saving. For example, our packages charge a flat fee per transaction - not a percentage of the whole transaction charge. You may be surprised how much you could save by moving to Axiar.
No, but always check you existing contract documents. Usually one month termination of contract applies.
Yes, as long as your merchant account is set up for use with them.
Axiar is the 'connector' which links your merchant account to your website. We can integrate our services with all UK merchant account providers.
This is no problem. Using Axiar makes your front-end independant of your merchant account. This means you can switch seemlessly from one merchant account to another without having to alter any programming or configuration anywhere.
We have provided a flow chart showing the steps for integrating our systems; you can find it here.
We collect payments monthly by Direct Debit. Each month you pay for the previous month's transactions, and the next month's service charge.
You can set up a test account straight away, and as soon as you switch your systems to use Axiar you can start saving. We have a flowchart to explain the process and timescales here.
If you did decide Axiar was not for you, we only ask for one months notice to terminate the service.
A huge benefit of using the Axiar Payment Gateway is that you can screen transactions through a fraud module specific to your business. One of our fraud analysts can work with you to integate a protection strategy based on your business needs. In addition to this, Axiar already offers 3D Secure and off- the-shelf screening tools.
Yes, we'll be happy to work with your developers. They can speak directly with our Technical Integration Specialists to make the integration as straighforward as possible.
Yes, we can let you have details and links to testimonials.
This is part of your merchant account service and not the Axiar Payment Gateway. Our part does not affect your existing timescales.
Axiar provides you with the Payment Management System - a comprehensive system where you can see information on the transactions made, and perform other functions such as refunds.